Bank CD Rates

For as little as $1,000 you can open an account at USAA. CD rates are 3 month CDs to 7 year CDs. Depending on what you choose the rates can be fixed, adjustable, or variable rate CDs. These are all insured by the FDIC. A deposit of $1,000 to $94,999 is called Standard deposit. Deposits of $95,000 to $174,999 will be under Jumbo deposits while deposits of $175,000 and over will be under Super Jumbo. For Standard deposits, the 7 years CD has an interest rate of 3.55% with an APY of 3.61%. The 5 years CD has an interest rate of 3.45% with an APY of 3.51%. The 4 years CD has an interest rate of 2.81% with an APY of 2.85%. The 3 years CD has an interest rate of 2.47% with an APY of 2.50%. The 30 months CD has interest rate 2.35% with an APY of 2.38%. The 2 years CD has an interest rate of 2.23% with an APY of 2.25%. The 18 months CD has an interest rate of 2.08% with an APY of 2.10%. The 15 months CD has an interest rate of 1.98% with an APY of 2.00%. The 1 year CD has an interest rate of 1.59% with an APY of 1.60%. The 270 days CD has an interest rate of 1.37% with an APY of 1.38%. The 7 months CD has an interest rate of 1.20% with an APY of 1.21%. The 182 days CD has an interest rate of 1.14% with an APY of 1.15%. The bank CD rates are effective 09/25/09 and are still current as of posting date 10/15/09.These USSA CD rates are subject to change without prior notice.