Bank CD Rates

If we are talking about the top 36 month CD rates, certainly the top may not necessarily be available to everyone. As we all know, most high rates are found with credit unions and this holds true for the highest rate on a 3 year or 36 month CD. Having said this, there are banks that do have decent CD rates. Check out the ones in or around your area and compare them with the following.
Topping the list for the 36 month CD rates is Melrose Credit Union which requires a minimum deposit of $5000. It has an interest rate of 2.80% with an APY of 2.83%. This rate was posted 12/31/2009 and is still accurate and effective 3/31/2010. All new share certificate purchases and renewals will compound dividends quarterly. The interest rate will be determined in the same manner as the other share certificates, however, due to the compounding there will be an APY on share certificates which is different than the rate.
Coming in at second is NewDominionDirect’s Great Rate Fixed Rate 36 month CD. It requires a minimum deposit of $3000. Interest is compounded daily and paid monthly. It has an interest rate of 2.48% with an APY of 2.51%. It renews automatically at maturity. This rate was posted 3/25/2010 and is still current and effective 3/31/2010.
Placing third spot is Hudson City Savings Bank’s 36 month CD. It requires a minimum deposit of $500 to earn. Interest is compounded daily and credited monthly on the last business day. It has an interest rate of 2.436% with an APY of 2.50%. This rate was posted 3/26/2010 and is still current and effective 3/31/2010.
Like in all banking institutions, these bank CD rates may change without prior notice so keep checking for the top 36 month CD rates.
For additional resources about CD’s on this website, please view Best Bank CD Rates March 2010 and Citibank CD Rates 2010.
The Best CD Rates March 2010 is available on our sister website of  onlinebanksblog.com. For another banks rates please view 3.09% 60 Month CD at Ally Bank on another sister site of bestcdratestoday.com
We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name.