Bank CD Rates

Here at Bank CD Rates Online, we try to find the best information for you on various instruments for making money with your savings.  Often overlooked are the great offers sometimes found in 3 year CD rates.

Since quite often, the top 10 CD rates for 3-year investment term are higher than their one and two year counterparts but generally not as high as 5-year terms. Nevertheless, they offer a better APY and secure investment option for medium term investors.

Following are 3 year CD rates with the highest APY. National Bank of Kansas City is the current leader in the national market for 3-year investments. It is offering an APY of 2.75% with a minimum deposit of $10,000. Houston-based Lone Star Bank offers the second best APY at 2.70% with a minimum deposit requirement of $1,000. If you like to invest in foreign banks than the State Bank of India offers the third best rates. They have a representative office in New York and are currently offering an APY of 2.63%. The minimum deposit requirement is $5,000.

Columbus, Ohio-based Nationwide Bank offers an APY of 2.60% with minimum deposit requirement of $500. The fifth best investment option is available at newdominionDIRECT.com where customers will receive an APY of 2.56% with minimum deposit of $3,000.

USAA offers an APY of 2.50% with a minimum deposit requirement of $1,000. Discover Bank is also offering the same APY at 2.50% but has a higher deposit requirement at $2,500.

AIG Bank is currently offering an APY of 2.50% with a minimum deposit requirement of $2,500. Metropolitan Bank also offers the same APY at the same minimum deposit requirement. Ally Bank does not have any deposit requirements and offers an APY of 2.49%.