Bank CD Rates

Although part of Toronto-Dominion Bank based in Toronto, Ontario, Canada, the TD Bank certificates of deposit rates are from the TD Bank, N.A. which is an American bank holding company that offers banking, insurance, brokerage, and investment banking services. They serve the states of Connecticut, Delaware, Florida, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, Pennsylvania, Vermont, Virginia, and Washington DC.

TD Bank CDs require a minimum of $250 deposit and balance to maintain an account and obtain current APYs. The TD Basic CDs have no monthly maintenance fees and are also available as an IRA. The 9 month Basic CD has an APY of 0.70%. The TD Bank No Catch CDs allow the convenience of one penalty-free withdrawal per term. The 6 months No Catch CD has an APY of 0.30%. The 12 months No Catch CD has an APY of 0.40%.

The TD Step Rate CDs have rates that increase over time. The annual percentage yield is a composite APY. It has a convenient one penalty-free withdrawal each year within 10 days after the account anniversary date. It has no monthly maintenance fee and is also available as an IRA. For the TD Step Rate 3 year CD, it has an APY of 1.63%. For the first year, it has an interest rate of 1.34%, the second year has an interest of 1.49%, and the third year has an interest rate of 1.98%. For the TD Step Rate 5 year CD, it has an APY of 2.20%. For the first year, it has an interest rate of 1.00%, the second year has an interest rate of 1.24%, the third year has an interest rate of 1.98%, the fourth year has an interest rate of 2.47%, and the fifth year has an interest rate of 4.17%.   

All APYs assume that interest and principle will remain on deposit until maturity. Penalties may apply for early withdrawals. These bank CD rates were posted 4/15/2010 and are still accurate and effective 4/19/2010. For other TD Bank certificates of deposit rates, call their customer service or visit a branch nearest you.

For additional resources about CD’s on this website, please view First Niagara CD Rates

For another source of financial information please view First Niagara Bank is available on our sister website of onlinebanksblog.com. For another set of rates please view Banks with Consistently Good CD Rates on bestcdratestoday.com.

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name.