Bank CD Rates

From America’s most convenient bank, the TD Bank CD rates online are easily found in their website. TD Bank, N.A. offers a broad array or retail, small business and commercial banking products and services to more than 6.5 million customers in Connecticut, Delaware, the District of Columbia, Florida, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, Pennsylvania, Vermont, and Virginia. It is one of the 15 largest commercial banks in the U.S. with $142 billion in assets.

For TD CDs, the minimum amount to open and deposit $250 and there are no monthly maintenance fees.

The Basic CD has a term of 9 months with an APY of 0.75%. The No Catch CD has a 6 months term that earn 0.30% APY and a 12 month term that earns 0.40% APY.

The Step Rate CDs has 2 terms. The 3 year Step Rate CD, has a 1.39% APY on its 1st year. On the 2^nd year, it will step up to 1.64% APY. On the 3^rd year, it will step up to 1.98% APY. The 5 year Step Rate CD, has a 1.00% APY on its 1st year. On the 2^nd year, it will step up to 1.24% APY.  On the 3^rd year, it will step up to 1.98% APY.  On the 4^th year, it will step up to 2.47% APY. On the 5^th year, it will step up to 4.17% APY.

The IRA Add-Vantage CD, has a 12 month term which has a 0.75% APY. However, incremental deposits of $500 or more can be added at any time during the term.

These bank CD rates effective and valid as of 2/9/2010 but TD Bank CD rates online may change without prior notice.