Bank CD Rates

These Rochester, New York CD rates are from the only 3 local community banks located in the city. There are 127 bank branch offices is Rochester, but most of them are with nationwide financial institutions like Bank of America, Ally, Chase Bank, and HSBC Bank USA, to name a few.

The bank CD rates from the local institutions are from Canandaigua National B&TC, Genesee Regional Bank, and Upstate National Bank.

The Genesee Regional Bank has a 60 month CD with an APY of 2.10%. The 48 month CD has an APY of 1.85%. The 36 month CD has an APY of 1.60%. The 24 month CD has an APY of 1.20%. The 18 month CD has an APY of 1.10%. The 17 month special CD has an APY of 1.25%. The 12 month CD has an APY of 0.90%. The 6 month CD has an APY of 0.40%. The 7 days to 5 month CD has an APY of 0.25%. Each of these requires a minimum of $500 to open an account and the rates were posted on December 15, 2009 and were still current as of July 15, 2010.

The Canandaigua National B&TC has two promotional CDs. The minimum deposit required to obtain these rates is $500. The special 15 month CD has an APY of 1.36%. A rate of 1.62% can be obtained if a qualifying checking account is also opened. The special 30 month CD has an APY of 1.79%. With a qualifying checking account, the rate of 2.04% can be obtained. These rates are valid through August 17, 2010.

The CD rates from Upstate Bank are as follows. The 5 year CD has an APY of 2.25%. The 4 year CD has an APY of 2.00%. The 3 year CD has an APY of 1.75%. The 30 month CD has an APY of 1.50%. The 2 year CD has an APY of 1.40%. The 18 month CD has an APY of 1.25%. The 1 year CD has an APY of 1.20%, and the 9 month CD has an APY of 0.60%. These rates were posted on June 4, 2010 and were still current as of July 15, 2010. The minimum deposit to acquire these rates is $1000.

These are the best Rochester, New York CD rates from local banks within the city.

For additional resources about CDs on this website, please view Best Oklahoma CD Rates. For other CD rates, please look at PNC CD Rates Update July on our sister site.

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name.