Bank CD Rates

The Citibank CD rates 2010 are based on the term you select and the amount you deposit. These rates apply to CDs opened through their website. You also get a Citibank Banking Card so you can access your account information online, by phone, and at ATMs. The Citibank CDs can also help you earn monthly “Thank You Points” as long as it is linked to a checking account enrolled in Thank You Network.
Citibank CDs opened online require a minimum deposit of $500. The interest is paid monthly or at maturity for all CDs with terms of 1 year or less. With terms greater than one year, interest is paid monthly.
Their 3 month CD and the 4 month CD each have an interest rate of 0.25% with an APY of 0.25%. The 5 month CD has an interest rate of 0.30% with an APY of 0.30%. The 6 month CD has an interest rate of 0.35% with an APY of 0.35%. The 8 month, 9 month, and 10 month CDs each have an interest rate of 0.50% with an APY of 0.50%. The 12 month CD has an interest rate of 0.80% with an APY of 0.80%. The 13 month CD, 18 month CD, and the 2 year CD each have an interest rate of 1.00% with an APY of 1.01%. The 30 month CD has an interest rate of 1.14% with an APY of 1.15%. The 3 year CD has an interest rate of 1.49% with an APY of 1.50%. The 4 year CD has an interest rate of 1.98% with an APY of 2.00%. The 5 year CD has an interest rate of 2.47% with an APY of 2.50%.
These bank CD rates are posted 3/26/2010 and may change without notice. Visit their website for more details on Citibank CD rates 2010.
For additional resources about CD’s on this website, please view Best Bank CD Rates March 2010 and Bank of America CD Rates 2010
The Best CD Rates March 2010 is available on our sister website of onlinebanksblog.com. For another banks rates please view 3.09% 60 Month CD at Ally Bank on another sister site of bestcdratestoday.com
We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name.

The Bank of America CD rates 2010 come from a bank that is one of the Big Four banks. The U.S. Bank of America is a financial services company, the largest bank holding company in the US by assets, and the second largest bank by market capitalization.
Presently, Bank of America (BA) has a high yield promotional 12 month CD that requires a minimum deposit of $5000. It has a fixed interest rate until maturity. It has an interest rate of 0.80% with an APY of 0.80%.
BA’s Risk Free CD has a 9 month term. This requires a minimum deposit of $5000. It has an interest rate of 0.40% with an APY of 0.40%. This promotional rate applies only to the initial term of new Risk Free CDs with a 9 month term opened online.
The Opt-Up CD has an 18 month term. The minimum deposit required is $10,000. It has an interest rate of 1.00% with an APY of 1.01%.
BA’s standard Investment CDs require $1000 minimum deposit. The 7-29 day CD, 30-59 day CD, and the 60-89 day CD each have an interest rate of 0.25% with an APY of 0.25%. The 90-179 day CD, and the 180-364 day CD each have an interest rate of 0.35% with an APY of 0.35%. The 1 year-23 month CD has an interest rate of 0.65% and an APY of 0.65%. The 2 year- 35 month CD has an interest rate of 1.09% with an APY of 1.10%. The 3 year-47 month CD has an interest rate of 1.73% with an APY of 1.75%. The 4 year-59 month CD has an interest rate of 1.98% with an APY of 2.00%. The 5 year-83 month CD has an interest rate of 2.47% with an APY of 2.50%. The 7 year-120 month CD has an interest rate of 2.96% with an APY of 3.00%.
Visit their website for more details on these CDs. These bank CD rates were posted 3/23/2010 and apply to accounts opened online through bankofamerica.com. They may vary per area. These Bank of America CD rates 2010 may also change without prior notice.
For additional resources about CD’s on this website, please view Best Bank CD Rates March 2010For more information on rates on this site please check out Best High Yield CD Rates 2010The Best CD Rates March 2010 is available on our sister website of onlinebanksblog.com.
We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name.

The best high yield CD rates 2010 are for individuals willing to invest in their money with CDs. It will allow the deposited funds to grow at a higher interest rate and receive the original investment plus the accrued interest payments.
Using a 1 year CD term as a bench mark, here are the best nationally available high yield CD rates so far. The State Bank of India in New York consistently shows best high yield rates in their 1 year and 3 year CDs. which require a minimum deposit of $5000. Their 1 year CD has an APY of 1.61%. Their 3 year CD has an APY of 2.52%. These rates were posted 3/17/2010 to 3/23/2010 and are still effective and current 3/22/2010.
NewdominionDIRECT.com in Charlotte, NC, follows in second, with their 1 year and 3 year CDs which require a minimum deposit of $3000. Their 1 year CD has an interest rate of 1.56% with an APY of 1.58%. Their 3 year CD has an interest rate of 2.47% with an APY of 2.51%. These rates were posted 3/18/2010 and are still current and effective 3/22/2010.
EverBank in Jacksonville, FL, however, bested the two previous banks in the 5 year CD. EverBank requires a minimum deposit of $1500. Their 5 year CD has an interest rate of 3.28% with an APY of 3.33%. Their rates were posted 3/19/2010 and are still current and effective 3/22/2010.
These bank CD rates may change without prior notice. For more information or details, check abovementioned banks’ websites before deciding which are the best high yield CD rates 2010 for you.
For additional resources about CD’s on this website, please view Best CD Rates March 2010 For a financial institution rates on this site please check out Northwest Savings Bank CD Rates

TheBest Bank CD Rates March 2010 is available on our sister website of onlinebanksblog.com.
We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name.

It’s been a while since we here at Bank CD Rates Online had a look at the CD rates at Capital One, so we thought we should see what’s changed and bring you the latest information.

Non-jumbo, standard certificate of deposit accounts at Capital One require a $5,000 minimum deposit to open and maintain.  These accounts come in a variety of terms with Capital One CD rates varying by annual percentage yield (APY) with each investment tier.

For six months, the APY is 0.25% and for 1 year it is 0.50% APY.  At 18 months, the rate climbs to 0.91% APY and for 2 years it’s 1.25% APY – one of their best offers.

30 months nets only 0.75% APY, but 3 years gives 1.90% APY and four years a big 2.50% APY.  Five yer terms give 2.75% APY.  7 and 10 year terms yield 3.00% APY, which is nationally competitive for these longer terms.

Jumbo CD rates at Capital One are about the same, with these high-deposit Capital One Bank CD rates giving little in return for the larger balance.  At a minimum $100,000 deposit, most of the rates are the same as their standard Capital One CD rates counterparts.

Capital One Bank is, of course, fully FDIC insured to the fullest extent of the law.  These Capital One Bank CD rates can change at any time, so if any of them appeal to you, lock yours in today.

The best bank CD rates March 2010 do not come as high as those from credit unions. The economic situation has not gone back to the point that rates will reflect the economic state of the nation. However, for people thinking of investing their money on CDs with banks, here are some that have the best rates so far. No one bank holds the best rates for all its terms. For the 1 year CD, Tennessee Commerce Bank has the best rate so far. The required minimum deposit is $2500. Their 1 year CD has an interest rate of 1.69% with an APY of 1.70%. The rate was posted 3/2/2010 to 3/8/2010 but still current and effective as of 3/12/2010. If you are thinking of investing in a 2 year CD, the State Bank of India has the best rate for this term. The required minimum deposit is $5000. Their 2 year CD has an APY of 2.17%. The State Bank of India also has the best rate for the 3 year CD. The required minimum deposit is also $5000.It has an APY of 2.52%. These rates are posted for the week 3/10/2010 to 3/16/2010 and are still current and effective as of 3/12/2010. For the 5 year CD rate, EverBank has the best rate so far. The required minimum deposit is $1500. Their 5 year CD has an interest rate of 3.30% with an APY of 3.36%. The rate is current and effective as of 3/12/2010. The above bank CD rates may vary depending in your area. They may also change without prior notice. It is advised you visit each bank’s website to learn more of their terms and rates before you make a decision on which have the best bank CD rates March 2010.

The Wilmington Trust CD rates come from a global bank that has clients in all 50 states and in 86 different countries around the world. This financial institution has been providing professional banking services to their clients since 1903.

The standard CD rates are for the 3 month with a minimum deposit of $5000 is an interest and APY of 0.15%. The rest of their standard CD’s have a minimum deposit of $500. The 6 month CD has and interest and APY of 0.25%. The 9 month CD has an interest rate and APY of 0.30%. The 12 month CD has an interest and APY of 0.60%. The 18 month CD has and interest and APY of 0.75%. The 2 year CD has an interest rate and APY of 0.90%. The 3 year CD has an interest of 1.03% and APY of 1.04%. The 4 year CD has an interest rate of 1.20% and an APY of 1.21%. The 5 to 9 year CD’s have interest rates of 1.39% with APY’s of 1.40%.

 Value Banking is when a checking account is associated with your CD deposit that produces a better rate as long as a minimum deposit is maintained. The value CD rates are for the 3 month with a minimum deposit of $5000 is an interest and APY of 0.30%. The rest of their standard CD’s have a minimum deposit of $500. The 6 month CD has and interest and APY of 0.40%. The 9 month CD has an interest rate and APY of 0.50%. The 12 month CD has an interest and APY of 0.70%. The 18 month CD has and interest and APY of 0.90%. The 2 year CD has an interest rate 1.00% and an APY of 1.01%. The 3 year CD has an interest of 1.09% and APY of 1.10%. The 4 year CD has an interest rate of 1.29% and an APY of 1.30%. The 5 to 9 year CD’s have interest rates of 1.50% with APY’s of 1.51%.

These bank CD rates were posted on March 4, 2010 and are current as of March 5, 2010. The Wilmington Trust CD rates are subject to change without notice.

The Northwest Savings Bank CD rates offer higher interest rates than their traditional savings products. This 113-year-old community bank was founded in Warren, Pennsylvania. Today, it has 168 branches in Pennsylvania, New York, Maryland, Ohio, and Florida. The parent company, Northwest Bank Corp., has $7.0 billion in assets. In 2009, Northwest was named to Forbes list of 100 Most Trustworthy Companies, where it ranked 54. They were also the highest ranking banking institution on the list.

Presently, there are Northwest CD promotions being offered. The minimum deposit required is $500. For a 12-23 months CD promo, the APY is 1.05%. For a 24-35 months CD promo, the APY is 1.50%. For a 36-47 months CD promo, the APY is 2.10%.

For a minimum deposit of $500, the standard or regular Northwest CDs are as follows. The 12-17 months CD has an APY of 0.80%. The 18-23 months CD has an APY of 0.95%. The 24-29 months CD has an APY of 1.20%. The 30-35 months CD has an APY of 1.30%. The 36-47 months CD has an APY of 1.40%. The 48-59 CD has an APY of 2.10%. The 60-71 months CD has an APY of 2.80%. The 72-120 months CD has an APY of 3.00%.

These bank CD rates are accurate as of 2/26/2010 and posted on their website on 1/2/2010. These rates may vary per area and may change without prior notice. Contact your local Northwest banker for more details and current Northwest Savings Bank CD rates in your area.

The CNB Bank CD rates are from a bank that began serving the people and businesses of the eastern panhandle of West Virginia and western Maryland in 1934. CNB is a full-service commercial bank conducting general banking and trust activities through six full-service offices and six automated teller machines located in Morgan and Berkeley Counties, West Virginia, and Washington County, Maryland.

The CNB Bank’s CDs have varying minimum opening deposits depending on the terms. The 7 to 30 days CD has a minimum opening deposit of $1000. It has an interest rate of 0.25% with an APY of 0.25%. The 91 days CD has a minimum opening deposit of $1000. It has an interest rate of 0.45% with an APY of 0.45%. The 182 days CD has a minimum opening deposit of $1000. It has an interest rate of 0.60% with an APY of 0.60%. The 12 months CD has a minimum opening deposit of $500. It has an interest rate of 0.90% with an APY of 0.90%. The 18 months CD has a minimum opening deposit of $500. It has an interest rate of 1.15% with an APY of 1.15%. The 24 months CD has a minimum opening deposit of $500. It has an interest rate of 1.35% with an APY of 1.35%. The 28 months CD has a minimum opening deposit of $5,000. It has an interest rate of 1.39% with an APY of 1.40%. The 30 months CD has a minimum opening deposit of $500. It has an interest rate of 1.49% with an APY of 1.50%. The 36 months CD has a minimum opening deposit of $1,000. It has an interest rate of 1.74% with an APY of 1.75%. The 48 months CD has a minimum opening deposit of $1,000. It has an interest rate of 2.04% with an APY of 2.05%. The 60 months CD has a minimum opening deposit of $500. It has an interest rate of 2.39% with an APY of 2.40%.

These bank CD rates are current as of 2/25/2010 and may change without notice. Visit the website and or call your local branch for other details and the most current rates of CNB Bank CD rates.

The SunTrust Bank CD rates are from the banking subsidiary of SunTrust Banks, Inc. that provides deposit, credit trust, and investment services to a broad range of retail, business, and institutional clients. Atlanta-based SunTrust has total assets of $172.7 billion on September 30, 2009. It operates 1,690 retail branches and 2,807 ATMs in Alabama, Arkansas, Florida, Georgia, Maryland, Mississippi, North Carolina, South Carolina, Tennessee, Virginia, West Virginia, and the District of Columbia.

SunTrust currently has a special CD package with a 26 month CD & IRA CD and a 49 month CD & IRA CD. The minimum deposit is $2000 for each CD and the offer is good for consumer and business accounts. If you have these two, each will have 3.00% APY. The balance must be split evenly between CDs in the package. A SunTrust checking account is required for the CD package. These special CD package rates were posted on 2/18/2010.

For a limited time only, SunTrust also has other Special CD Offers for a minimum deposit of $2000. The Special CD Offers are as follows. The 10 month No Penalty CD has an APY of 0.50%. The 10 month Traditional CD has an APY of 0.80%. The 25 month CD & IRA CD has an APY of 1.60%. The 39 month CD & IRA CD has an APY of 2.50%. The 59 month CD & IRA CD has an APY of 3.00%. For the 13 month CD & IRA CD, you will have to call SunTrust for the current special offer rate. These special CD rates were posted on 2/22/2010.

The above bank CD rates are still effective as of 2/23/2010 but may change without notice. Early withdrawal penalties apply. Visit or call your local branch to learn more about other SunTrust Bank CD rates.

The Bank of New York CD rates comes from a financial institution that was started by one of America’s founding fathers, Alexander Hamilton, in 1784. On July 2, 2007, it merged with Mellon Financial Corporation to form the Bank of New York Mellon. This is the oldest bank in the United States.

BNY Mellon Capital Markets has become the number one broker-dealers for Certificates of Deposits Account Registry Service or CDARS. They achieved this by having placements of $10 billion last year.

Unlike other financial institutions that have set rates and terms with low minimum deposits, this brokerage service is for the wealthy. This is the place where a large sum of money can be deposited and BNY will handle all the breaking up of the deposit into many different accounts with several network banks it is affiliated with. This way the depositor only has to deal with the CDARS. There is only one rate and one statement.

The overall deposit can be more than is covered by the FDIC. By breaking up the deposit into as many fractions as necessary to keep each CD below the $250,000 limit, all funds are federally insured by the FDIC.

The BNY Mellon has been in the CDARS business for over 25 years and has a client list over 5000 strong. The financial assets of this company are in 34 different countries serving more than 100 markets around the world.

For specific Bank of New York CD rates, consultation with a bank representative is necessary. This is when the bank CD rates will be decided on and offered.