Bank CD Rates

The best bank CD rates May 2010 is dependent on what term you are searching for. The best 3 and 2 year CD rates come from a bank in the middle of the country. This is Tennessee Commerce Bank where their 3 year CD has an interest rate of 2.47% and an APY of 2.50%. The 2 year CD interest rate is at 2.08% and the APY is 2.10%. To obtain either of these APYs, there is a minimum deposit of $2500 and the interest and deposit must remain in the certificate for the term of the CD. These rates were posted on April 27, 2010 and were still current as of May 14, 2010.

Comparing these rates to some of the major national banks and you can see how good they are. From EverBank, their 3 year CD has an interest rate of 2.10% with an APY of 2.12%. This is with a minimum deposit of $1500. This rate was posted on May 14, 2010.

Discovery Bank has a 3 year CD with an interest rate of 2.23% and an APY of 2.25%. The 2 year CD has an interest rate of 1.98% and an APY of 2.00%. This is with a minimum deposit of $2500. These rates were posted on May 11, 2010 and were still current as of May 14, 2010.

Ally bank has the highest rates of any national bank. They have a 3 year CD with an interest rate of 2.31% and an APY of 2.34%. This is with a minimum deposit of $1 and the rate was posted on May 13, 2010.

All of these bank CD rates are subject to change without notice. For the best bank CD rates May 2010, this is an accurate list, but there might be one I missed.

For additional resources about CDs on this website, please view Wells Fargo CD Rates Update.

For another source of financial information, please view Best Banks 2010 that is available on our sister website of onlinebanksblog.com. For another set of rates, please view CD Rates Florida on bestcdratestoday.com.

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name.

This Wells Fargo CD Rates Update is for the month of May 2010. There are 5 special offers on CD’s at this time. The 58 month CD has an APY of 2.90%. The 35 month CD has an APY of 1.90%. The 28 month CD has an APY of 1.40%. The 21 month CD has an APY of 0.90% and the 15 month CD has an APY of 0.55%. Each of these special CD’s requiring a minimum of $5000 deposit.

Each of the special CD’s can renew automatically but they will be for a different term. The 58 month CD renews to a 48 month term. The 35 month CD renews to a 24 month term. The 28 month CD renews to a 24 month term. The 21 month CD renews to a 12 month term. The15 month CD renews to a 12 month term. The bank CD rates that will apply will be the current rate assigned to it by Wells Fargo at the time of its maturity.

There are also 3 standard CD rates. The 1 year CD has an APY of 0.30%. The 6 month CD has an APY of 0.015% and the 3 month CD has an APY of 0.10%. Reach of these require a minimum deposit of $2500 to open an account.

This Wells Fargo CD Rates Update reflects the rates effective May 1, 2010 and was still current on May 6, 2010.

 For additional resources about CD’s on this website, please view TD Bank Online Banking.

For another source of financial information please view Compass Online Banking and M&T Online Banking that are available on our sister website of onlinebanksblog.com. For another set of rates please view KeyBank CD Rates on bestcdratestoday.com.

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name.

With TD Bank online banking, convenience and security is always there. Their slogan is that they are America’s most convenient bank. They have the stability of over $152 billion in assets which make them one of the 15th largest commercial bank in the states. They provide services at over 1,000 store locations in the Metro DC area, Mid Atlantic states, Northeastern US, and Florida for their customer’s convenience.  In these locations, they provide their customers with banking services, insurance, and wealth management expertise.

The online banking from TD is described as simple, smart, and secure. Online banking is a free service provided by the bank to its customers. Services offered are real time account information, view check images, and the ability to transfer funds between your different TD accounts when and where you wish. There is the ability to stop a payment of any check online, along with the review of all the account statements as far back as 18 months.

At any time, a customer can opt to go paperless for their statements of their checking, savings, and money market accounts. Email alerts are sent out when a balance is low or overdrawn to help customers avoid unwanted fees and better manage their funds.

To help save on postage and guarantee your bills are paid in full on time, there is the free Bill Pay service online. This is at every online customer’s disposal 24/7/365.

To assist in managing your money, all information can be downloaded automatically in Quicken and Microsoft Money software programs.

If investing is wanted, the bank CD rates are also there at your convenience. There is no safer, easier, and secure way to bank than with TD Bank online banking.

For additional resources about CDs on this website, please view Best Bank CD Rates.

For another source of financial information, please view SmartyPig Savings Account Rates 2.15%, available on our sister website of onlinebanksblog.com. For another set of rates, please view Best CD Rates in Kentucky on bestcdratestoday.com.

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name.

If you are looking for the best bank CD rates then you are limiting yourself and your earning potential. Because credit unions pay all of their profits to their share holders, which are their members, in terms of better interest rate, they are the best in the nation. A good example is the 7 month Youth CD offered by Saginaw Medical Federal Credit Union which has an interest rate of 6.785% and an APY of 7.00%. The interest is compounded monthly and is only available for deposits between $500 and $700. This rate is real and was posted on April 1, 2010 and is still current as of April 30, 2010.

When it comes to banks and their rates, the best ones are offered by national banks or internet only banks. They will remain relatively low as long as the Obama administration keeps the monetary policy as is with the prime rate at 0 to ¼ points. This is to encourage investing in the stock markets, but has back fired. It just hurts the common American consumer and all of the pensioners.

The best one year CD rate that could be found from a bank was form the Bank of Prescott. It has a 1 year CD with an interest rate of 1.85% and an APY of 1.87%. Their 6 month CD has an interest rate of 1.35% and an APY of 1.35%. These require a minimum deposit of $1000 and were posted on February 8, 2010.

The Peoples State Bank of Michigan offers a 6 month CD with an APY of 1.25%. This is with a minimum deposit of $1000 and was posted on February 23, 2010.

If you really want the best bank CD rates then elect a new president that cares about the people and does not play Chicago Democratic politics that hurt America.

All bank CD rates listed were still active as of April 30, 2010.

For additional resources about CD’s on this website, please view TD Bank Certificates of Deposit Rates

For another source of financial information please view Investing in Bank ETFs is available on our sister website of onlinebanksblog.com. For another set of rates please view North American Savings Bank CD Rates on bestcdratestoday.com.

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name.

Although part of Toronto-Dominion Bank based in Toronto, Ontario, Canada, the TD Bank certificates of deposit rates are from the TD Bank, N.A. which is an American bank holding company that offers banking, insurance, brokerage, and investment banking services. They serve the states of Connecticut, Delaware, Florida, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, Pennsylvania, Vermont, Virginia, and Washington DC.

TD Bank CDs require a minimum of $250 deposit and balance to maintain an account and obtain current APYs. The TD Basic CDs have no monthly maintenance fees and are also available as an IRA. The 9 month Basic CD has an APY of 0.70%. The TD Bank No Catch CDs allow the convenience of one penalty-free withdrawal per term. The 6 months No Catch CD has an APY of 0.30%. The 12 months No Catch CD has an APY of 0.40%.

The TD Step Rate CDs have rates that increase over time. The annual percentage yield is a composite APY. It has a convenient one penalty-free withdrawal each year within 10 days after the account anniversary date. It has no monthly maintenance fee and is also available as an IRA. For the TD Step Rate 3 year CD, it has an APY of 1.63%. For the first year, it has an interest rate of 1.34%, the second year has an interest of 1.49%, and the third year has an interest rate of 1.98%. For the TD Step Rate 5 year CD, it has an APY of 2.20%. For the first year, it has an interest rate of 1.00%, the second year has an interest rate of 1.24%, the third year has an interest rate of 1.98%, the fourth year has an interest rate of 2.47%, and the fifth year has an interest rate of 4.17%.   

All APYs assume that interest and principle will remain on deposit until maturity. Penalties may apply for early withdrawals. These bank CD rates were posted 4/15/2010 and are still accurate and effective 4/19/2010. For other TD Bank certificates of deposit rates, call their customer service or visit a branch nearest you.

For additional resources about CD’s on this website, please view First Niagara CD Rates

For another source of financial information please view First Niagara Bank is available on our sister website of onlinebanksblog.com. For another set of rates please view Banks with Consistently Good CD Rates on bestcdratestoday.com.

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name.

The First Niagara CD Rates are from a financial institution that has a motto of being “belief backers” for their customers. This is to say they strive to get to know their customers so they can provide them with the services they need.

This financial institution has 2 promotional CD offers for their customers. The 11 month CD has an interest rate of 1.00% and an APY of 1.00% that requires a minimum deposit of $25,000. They also offer a 25 month CD with an interest rate of 1.73% and an APY of 1.75%. This also requires a minimum deposit of $25,000. Their website contradicts themselves in saying the minimum deposit required is only $500 while on another page it says the minimum balance must be above $25,000. For clarification residents of New York and Pennsylvania are advised to contact a local branch before investing.

If you are looking for a lower minimum deposit then the 30 month eCD might be right for you. This is a 30 month CD that is offered over the internet. The interest rate is 1.34% and the APY is 1.35%. The minimum deposit is only $5,000.

All three of these bank CD rates were posted on March 27, 2010 and were still current as of April 15, 2010 but are subject to change without notice.

Like with all CD’s there is a penalty imposed on all certificates that are withdrawn before the maturity term is reached.

These are the First Niagara CD Rates available to New York and Pennsylvania residents only.

For additional resources about CD’s on this website, please view Bank CD Rates April 2010

For another source of financial information please view Citibank Credit Card Offers is available on our sister website of onlinebanksblog.com. For another set of rates please view Best CD Rates April 2010

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name.

The best Bank CD Rates April 2010 across the nation are from the various credit unions and nationwide financial institutions.

At present from EverBank out of Jacksonville Florida they have a 5 year or 60 month CD with an interest rate of 3.25% and an APY of 3.30%. This is from a company that pledges to awls keep their rates in the top 5% for any category of leading banks. The minimum deposit required to open a CD with this financial institution is $1500. This rate was posted on April 9, 2010 and is still current as of April 12, 2010.

The igobanking.com is an online financial institution with great rates. They are currently offering a 5 year CD with an interest rate of 3.20% with an APY of 3.25%. This is with a minimum deposit of $1000. This rate was posted on March 20, 2010 and was still current as of April 12, 2010.

INOVA Federal Credit Union is offering its members a 5 year shared certificate with an interest rate of 3.05% and an APY of 3.10%. The minimum deposit is just $200 and the rate was posted on May 14, 2009 and was still current as of April 12, 2010.

USAA has a tier set of Bank CD Rates for its customers. For deposits from $1000 to $94,499 the interest rate is 2.96% and the APY is 3.00%, for balances between $95,000 and $174.999 the interest rate is 3.01% and the APY is 3.05% and for deposits above $175,000 the interest rate is 3.26% and the APY is 3.31%. These rates were posted on April 9, 2010 and were still current as of April 12, 2010.

These are the best Bank CD Rates April 2010 that I could find.

For additional resources about CD’s on this website, please view Citibank CD Interest Rates.

For another source of financial information please view Highest Interest Savings Account April 2010 is available on our sister website of onlinebanksblog.com. for another set of rates please view Best Louisiana CD Rates on another sister site of bestcdratestoday.com

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name.

The Citibank CD Interest Rates are competitive and near the national average for the associated term.

The 5 year CD has an interest rate of 2.47% and an APY of 2.50%.  The 4 year CD has an interest rate of 1.98% and an APY of 2.00%.  The 3 year CD has an interest rate of 1.49% and an APY of 1.50%.  The 30 month CD has an interest rate of 1.14% and an APY of 1.15%.  The 2 year CD has an interest rate of 1.00% and an APY of 1.01%.  The 18 month CD has an interest rate of 1.00% and an APY of 1.01%.  The 18 month CD has an interest rate of 1.00% and an APY of 1.01%.  The 13 month CD has an interest rate of 1.00% and an APY of 1.01%.  The Option CD has an interest rate of 0.50% and an APY of 0.50%. The 12 month CD has an interest rate of 0.80% and an APY of 0.80%.   The 10 month CD has an interest rate of 0.50% and an APY of 0.50%.  The 9 month CD has an interest rate of 0.50% and an APY of 0.50%.  The 8 month CD has an interest rate of 0.50% and an APY of 0.50%.  The 7 month CD has an interest rate of 0.35% and an APY of 0.35%.  The 6 month CD has an interest rate of 0.35% and an APY of 0.35%. The 5 month CD has an interest rate of 0.35% and an APY of 0.35%. The 4 month CD has an interest rate of 0.25% and an APY of 0.25%. The 3 month CD has an interest rate of 0.25% and an APY of 0.25%.

The minimum deposit required for any CD is $500 with a maximum of $250,000 for FDIC coverage. The bank CD rates from Citibank can be found online. These Citibank CD Interest Rates were current as of April 7, 2010.

For additional resources about CDs on this website, please view Top 36 Month CD Rates and Citibank CD Rates 2010.

The Best CD Rates March 2010 is available on our sister website of onlinebanksblog.com. for another set of rates please view Top 12 Month CD Rates on another sister site of bestcdratestoday.com

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name.

If we are talking about the top 36 month CD rates, certainly the top may not necessarily be available to everyone. As we all know, most high rates are found with credit unions and this holds true for the highest rate on a 3 year or 36 month CD. Having said this, there are banks that do have decent CD rates. Check out the ones in or around your area and compare them with the following.
Topping the list for the 36 month CD rates is Melrose Credit Union which requires a minimum deposit of $5000. It has an interest rate of 2.80% with an APY of 2.83%. This rate was posted 12/31/2009 and is still accurate and effective 3/31/2010. All new share certificate purchases and renewals will compound dividends quarterly. The interest rate will be determined in the same manner as the other share certificates, however, due to the compounding there will be an APY on share certificates which is different than the rate.
Coming in at second is NewDominionDirect’s Great Rate Fixed Rate 36 month CD. It requires a minimum deposit of $3000. Interest is compounded daily and paid monthly. It has an interest rate of 2.48% with an APY of 2.51%. It renews automatically at maturity. This rate was posted 3/25/2010 and is still current and effective 3/31/2010.
Placing third spot is Hudson City Savings Bank’s 36 month CD. It requires a minimum deposit of $500 to earn. Interest is compounded daily and credited monthly on the last business day. It has an interest rate of 2.436% with an APY of 2.50%. This rate was posted 3/26/2010 and is still current and effective 3/31/2010.
Like in all banking institutions, these bank CD rates may change without prior notice so keep checking for the top 36 month CD rates.
For additional resources about CD’s on this website, please view Best Bank CD Rates March 2010 and Citibank CD Rates 2010.
The Best CD Rates March 2010 is available on our sister website of  onlinebanksblog.com. For another banks rates please view 3.09% 60 Month CD at Ally Bank on another sister site of bestcdratestoday.com
We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name.

The Coppermark Bank CD rates come from an institution that is a wholly owned subsidiary of Coppermark Bancshares, Inc. Headquartered in Oklahoma City. Coppermark Bank is an independently-owned regional financial services company with assets of over one billion dollars, which makes them one of the leading commercial banks in their market. It has full-service banking centers in Oklahoma and Texas with over 250 banking professionals serving more than 25,000 customers in all 50 states and in dozens of foreign countries.
At present, Coppermark Bank has two promotional CDs in offer. Both require a $5000 minimum deposit to earn APY. The Coppermark Promotional 8 month CD has an interest rate of 1.45% with an APY of 1.45%. The Coppermark Promotional 15 month CD has an interest rate of 2.00% with an APY of 2.00%. However, this promo 15 month CD only requires $1000 minimum balance.
The standard Coppermark CDs require $1000 minimum deposit and balance to earn APY. The 30 day CD has an interest rate of 0.10% with an APY of 0.10%. The 60 day CD has an interest rate of 0.25% with an APY of 0.25%. The 90 day CD has an interest rate of 0.40% with an APY of 0.40%. The 180 day CD has an interest rate of 1.00% with an APY of 1.00%. The 12 month CD has an interest rate of 1.10%% with an APY of 1.10%. The 18 month CD has an interest rate of 1.25% with an APY of 1.25%. The 24 month CD has an interest rate of 1.85% with an APY of 1.85%. The 36 month CD has an interest rate of 2.15% with an APY of 2.15%. The 48 month CD has an interest rate of 2.30% with an APY of 2.30%. The 60 month CD has an interest rate of 2.60% with an APY of 2.60%.
These bank CD rates were posted 3/4/2010 and are still current and effective 3/30/2010. The rates are also subject to change without prior notice. Visit their website for more details on Coppermark Bank CD rates.
For additional resources about CD’s on this website, please view Best Bank CD Rates March 2010 and Citibank CD Rates 2010.
The Best CD Rates March 2010 is available on our sister website of onlinebanksblog.com. For another banks rates please view 3.09% 60 Month CD at Ally Bank on another sister site of bestcdratestoday.com
We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name.