Bank CD Rates

The First Niagara CD Rates are from a financial institution that has a motto of being “belief backers” for their customers. This is to say they strive to get to know their customers so they can provide them with the services they need.

This financial institution has 2 promotional CD offers for their customers. The 11 month CD has an interest rate of 1.00% and an APY of 1.00% that requires a minimum deposit of $25,000. They also offer a 25 month CD with an interest rate of 1.73% and an APY of 1.75%. This also requires a minimum deposit of $25,000. Their website contradicts themselves in saying the minimum deposit required is only $500 while on another page it says the minimum balance must be above $25,000. For clarification residents of New York and Pennsylvania are advised to contact a local branch before investing.

If you are looking for a lower minimum deposit then the 30 month eCD might be right for you. This is a 30 month CD that is offered over the internet. The interest rate is 1.34% and the APY is 1.35%. The minimum deposit is only $5,000.

All three of these bank CD rates were posted on March 27, 2010 and were still current as of April 15, 2010 but are subject to change without notice.

Like with all CD’s there is a penalty imposed on all certificates that are withdrawn before the maturity term is reached.

These are the First Niagara CD Rates available to New York and Pennsylvania residents only.

For additional resources about CD’s on this website, please view Bank CD Rates April 2010

For another source of financial information please view Citibank Credit Card Offers is available on our sister website of onlinebanksblog.com. For another set of rates please view Best CD Rates April 2010

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name.