Bank CD Rates

All that is needed to open an account is $1000 to obtain the Citizens Bank CD rates. An account may be opened online, by phone, or in person in any of their branches.
There are three types of Citizens Bank customer accounts the Standard, Circle Banking, and Circle Gold Banking. The Standard account is when you only have a savings, checking, or a money market account. The Citizens Circle Banking package is designed to make managing all your accounts easier by combining your savings, checking, money market accounts into one package if you have all those accounts. By signing up to this, you get access to preferred rates and other benefits. If you have multiple savings, checking, and money market accounts, you can combine them all with no additional fees under the Citizens Circle Gold Banking package and get the highest CD rates.
For Standard accounts, the 13 months CD has an APY of 0.75%. The 30 months CD has an APY of 1.25%. The 3 years CD has an APY of 1.35%. The 5 years CD has an APY of 2.00%.
For Circle Banking customers, the 13 months CD has an APY of 1.00%. The 30 months CD has an APY of 1.50%. The 3 years CD has an APY of 1.60%. The 5 years CD has an APY of 2.25%.
For Circle Gold Banking customers, the 13 months CD has an APY of 1.25%. The 30 months CD has an APY of 1.75%. The 3 years CD has an APY of 1.85%. The 5 years CD has an APY of 2.50%
Citizens Bank product offerings, rates, and special promotions are area specific so you will need to check your local branch for your area’s rates. Citizen Bank CD rates are current and accurate as of this 10/16/2009 posting.