Bank CD Rates

To help fulfill your financial goals the Citizens Bank CD rates are there to help you. There are a wide variety of bank CD rates for the investor to choose from. Best of all, not only are the rates available for viewing online 24/7, but the availability of purchasing them is also. The minimum deposit for most of the CD’s is only $1000. All deposits are guaranteed safe by the FDIC up to and including $250,000. For those investors that like the personal touch, the staff at Citizens bank is always available to personally discuss your investment options and is willing to assist in any way they can.

The rates on standard CD’s as of mid August are the 8 month at 0.75% APY. The 13 month is at 0.90% APY while the 30 month CD is at 1.25% APY. The 3 year CD is at 1.50% APY and the highest return on a standard CD is from the 5 year CD at 2.25% APY.

There are two premier programs an investor can enroll in with this financial establishment. Each one has different qualifications and advantages. There is the Circle Banking that if an investor joins will gain an additional 0.25% APY on each and every CD they purchase.  The second program is the Circle Gold Banking that has a 0.50% increase on all of the CD’s APY over the standard CD’s. This is the best deal.

Citizen Bank is always willing to accept new clients and their friendly staff is always willing to help. The Citizen Bank CD rates are available for viewing online 24/7. If preferred customers can find a branch close to them by using the tool on the web site for faster locating of the branch office.