Bank CD Rates

The Citizens Bank CD Rates are competitive and backed by the Citizens Financial Group along with the FDIC.

The current bank CD rates for the 8 month CD has an APY rate of 0.75%, the Circle CD is at 1.00% and the Circle Gold is at 1.25%. For the 13 month CD they offer an APY rate of 0.90%, the Circle CD is at 1.15% and the Circle Gold is at 1.40%. The 30 month CD has an APY rate of 1.25%, the Circle CD is at 1.05% and the Circle Gold is at 1.75%. The 3 year CD has an APY rate of 1.50%, the Circle CD is at 1.75% and the Circle Gold is at 2.00%. The 5 year CD has an APY rate of 2.25%, the Circle CD is at 2.50% and the Circle Gold is at 2.75%.

All of these standard CD’s require a deposit of $1000. To receive the Circle CD rates the account holder must have opened a Citizens Circle Banking account package. Not only do you receive preferred rates on CD’s but also on Money Market accounts, a Circle checking account with free online bill paying and reduced rates on home equity loans. These accounts are available with no fee if the balance in all of your accounts is equal to or more than $5000 and $7500 if your checking account is earning interest.

The Circle Gold CD rates are available to individuals that open a Circle Gold package accounts. This package offers all the same great features of the Circle package but all the rates are better. The minimum for no service charge is higher at $20,000. This package also provides a concierge service that is always happy to help you make any travel plans.

The Citizens Bank CD rates are competitive and reliable from this financial institution that has been in business since 1828.