Bank CD Rates

With the current Chase CD Rates you will have a predictable return on your investments. All deposits are FDIC insured and all rates are fixed interest CD’s. Chase has 2 different categories of CD’s for customers to choose from, they are the Chase certificates of deposits that require a minimum of $1000, or the special certificates of deposit that require a minimum of $10,000.

The standard bank CD rates are for the 36, 24 and 18 month CD’s have an APY of 1.01%. The 12, and 6 month CD’s has an APY of 0.25%. The Chase special CD’s have a more favorable rates. The 60 month CD has an APY of 3.00%. The 48 month CD has an APY of 2.50%. The 24 month CD has an APY of 2.00%. The 18 month CD has an APY of 1.50%. The 13 month CD has an APY of 1.25%. The 9 month CD has an APY of 1.01%.

The above rates do require the customer to have a qualified checking account with Chase to be open and active. All CD’s can have the option to be joint with the rights of the survivor to take full possession of the account. The acquired interest can either be placed back into the CD or deposited into a Chase checking or savings account.

All of the special rates only apply for the initial term of the CD’s. Any rollover of the CD’s will receive the standard rates that apply at the time of investment. All CD’s from Chase are automatically rolled over unless the bank is contacted during the grace period as the maturity of the CD’s term is reached.

These are the current Chase CD Rates as of 9/25/09