Best 36 Month CD Rates

As long as you get the best 36 month CD rate, investing in a 3 year CD can earn you some good money. If you think that you will not need the money in the next 3 years, there are some banks that offer very good rates for you to invest in their long-term CDs. You need to research which bank can offer you more.

For a minimum deposit of $500, Flagstar Bank actually has the highest rate for a 36 month CD with an APY of 3.00% but sadly, their best rates aren’t always available to everyone. If you live near one of the bank’s branches in Michigan, Indiana or Georgia, the rate is a good but lower 2.75% APY. Discover Bank offers a 36 month CD with an APY of 2.75% for a minimum deposit of $2500. National Bank of Kansas offers a 36 month CD with an APY of 2.75% but for a minimum deposit of $10,000. NewDominion Direct offers a 36 month CD with an APY of 2.71% for a minimum deposit of $3000. Ally Bank offers a 36 month CD with an APY of 2.70% with no minimum deposit. Aurora Bank, FSB offers a 36 month CD with an APY of 2.70% for a minimum deposit of $1000. Intervest National Bank offers a 36 month CD with an APY of 2.90% for a minimum deposit of $2500. These rates were posted 10/27/2009 and are current as of 10/28/2009.

Keep in mind that bank CD rates may change without prior notice. It will do you good to check in with the banks if their rates are available to you or your area. When you are ready make sure you already know the best 36 month CD rates before you buy a certificate of deposit.

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