Bank CD Rates

The best Buffalo, New York CD Rates are following the national trend of being from credit unions for local financial institutions. The Buffalo Metropolitan Credit Union (BMCU) has the best APY for a 2 year shared certificate. The shared certificate from a CU is the same kind of term deposit account as a CD is from a bank.

To become a member of the BMCU all a person has to do is live, study, go to work or worship in the county of Erie NY. They have a 5 year SC with an APY of 2.80%. The 4 year SC has an APY of 2.45%. The 3 year SC has an APY of 2.00%. The 2 year SC has an APY of 1.75%. The 18 month SC has an APY of 1.50%. The 1 year SC has an APY of 1.25% and the 6 month SC has an APY of 1.00%. The minimum deposit is $500 and the rates were posted on June 25, 2010.

The Greater Woodlawn Federal Credit Union has the second best rates for a local financial institution. They have a 3 year SC with an APY of 2.00%. The 2 year SC has an APY of 1.65%. The 18 month SC has an APY of 1.45%. The 1 year SC has an APY of 1.25% and the 6 month SC has an APY of 1.05%. There is a minimum deposit of $2500 required to obtain the quoted APY’s. These Bank CD Rates were posted on July 1, 2010 and were still current as of July 27, 2010.

The best 1 year CD is from Flagstar bank. This is not a local bank but their APY is at 1.55% on a 1 year term CD.

These are the best local Buffalo New York CD rates for the month of July, 2010.

For additional resources about CD’s on this website, please view Rochester New York CD Rates.  For another CD rates please look at Best Canada CD Rates on our sister site.

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name.

These Rochester, New York CD rates are from the only 3 local community banks located in the city. There are 127 bank branch offices is Rochester, but most of them are with nationwide financial institutions like Bank of America, Ally, Chase Bank, and HSBC Bank USA, to name a few.

The bank CD rates from the local institutions are from Canandaigua National B&TC, Genesee Regional Bank, and Upstate National Bank.

The Genesee Regional Bank has a 60 month CD with an APY of 2.10%. The 48 month CD has an APY of 1.85%. The 36 month CD has an APY of 1.60%. The 24 month CD has an APY of 1.20%. The 18 month CD has an APY of 1.10%. The 17 month special CD has an APY of 1.25%. The 12 month CD has an APY of 0.90%. The 6 month CD has an APY of 0.40%. The 7 days to 5 month CD has an APY of 0.25%. Each of these requires a minimum of $500 to open an account and the rates were posted on December 15, 2009 and were still current as of July 15, 2010.

The Canandaigua National B&TC has two promotional CDs. The minimum deposit required to obtain these rates is $500. The special 15 month CD has an APY of 1.36%. A rate of 1.62% can be obtained if a qualifying checking account is also opened. The special 30 month CD has an APY of 1.79%. With a qualifying checking account, the rate of 2.04% can be obtained. These rates are valid through August 17, 2010.

The CD rates from Upstate Bank are as follows. The 5 year CD has an APY of 2.25%. The 4 year CD has an APY of 2.00%. The 3 year CD has an APY of 1.75%. The 30 month CD has an APY of 1.50%. The 2 year CD has an APY of 1.40%. The 18 month CD has an APY of 1.25%. The 1 year CD has an APY of 1.20%, and the 9 month CD has an APY of 0.60%. These rates were posted on June 4, 2010 and were still current as of July 15, 2010. The minimum deposit to acquire these rates is $1000.

These are the best Rochester, New York CD rates from local banks within the city.

For additional resources about CDs on this website, please view Best Oklahoma CD Rates. For other CD rates, please look at PNC CD Rates Update July on our sister site.

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name.

When it comes to the best Oklahoma CD rates, some of the local financial institutions have very competitive rates.  Some of them specialize in certain terms, like the Community State Bank.

The Community State Bank was originally named Poteau State bank when it was founded back in 1970. This is a bank that feels it proper to give back to the community in which it serves. They only offer short term CDs from 30 days to 18 months. The 18 month CD has an APY of 1.68%. The 12 month CD has an APY of 1.53%. The 10 month CD has an APY of 1.48%. The 9 month CD has an APY of 1.38%. The 6 month CD has an APY of 1.22%, and the 30 to 90 day CD has an APY of 0.37%. These rates were posted on July 1, 2010, and require a minimum of $1000 to open an account.

The Communications Federal Credit Union was originally the Pioneer Bell Credit Union, which was founded in 1939 to serve the workers of Southwestern Bell Telephone Company. Today, there are over 47,000 members and it has received a 5-star rating as one of the safest financial institutions in the nation. They have a 5 year shared certificate (SC) with an APY of 2.80%. The 4 year SC has an APY of 2.70%. The 3 year SC has an APY of 2.40%. The 2 year SC has an APY of 2.25%. The 18 month SC has an APY of 1.60%. The 1 year SC has an APY of 1.50%, and the 6 month SC has an APY of 1.30%. Each of these SCs requires a minimum deposit of $1000, and the bank CD Rates were posted on July 1, 2010.

These are the best Oklahoma CD rates currently available. The FED has not changed its policy so these will be near or at the top for the foreseeable future.

For additional resources about CDs on this website, please view Best CD Rates Denver.

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name.

The best CD rates Denver, Colorado can be found at Mile High Banks. Their rates are running close to those nationwide banks but with the convenience of dealing with a local community bank.
The Mile High Banks 60 month CD has an APY of 2.83%. The 36 month CD has an APY of 2.29%. The 24 month CD has an APY of 1.95%. The 18 and 12 month CD’s have an APY of 1.50%. The 6 month CD has an APY of 1.24%. The minimum deposit is $1000 but this account is only available to Colorado residents. The rates were posted on June 22, 2010 and were still current as of June 23, 2010.
Coming in a close second and in some terms first when it comes to bank CD rates is the Colorado Federal Bank. They have a 60 month CD has an APY of 2.80%. The 36 month CD has an APY of 2.30%. The 24 month CD has an APY of 1.95%. The 18 month CD has an APY of 1.65%. The 12 month CD has an APY of 1.45%. The 6 month CD has an APY of 1.15%. The minimum deposit is $5000 but there is no stated residency requirement. The rates were posted on April 9, 2010 and were still current as of June 23, 2010.
Now for the best rates that are from a credit union. The Red Rock Credit Union’s 60 month CD has an APY of 3.09%. The 48 month CD has an APY of 2.68%. The 36 month CD has an APY of 2.22%. The 24 month CD has an APY of 1.98%. The 12 month CD has an APY of 1.21%. These rates are for deposits between $5000 and $24,999. These rates were posted on May 17, 2010 and were still current as of June 23, 2010.
For additional resources about CD’s on this website, please view Best June CD Rates 2010.
For another source of financial information please view Ally Bank Online Checking Account that is available on our sister website of onlinebanksblog.com. For another set of rates please view Atlanta CDs – Best CD Rates in Atlanta on bestcdratestoday.com.
We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name.

The best June CD rates 2010 are hard to determine without a guide. EverBank has made a pledge to be in the top 5% of all nationwide financial institutions in their rates. For this reason, they are a good set point to go by.

The bank CD rates from EverBank as of June 9, 2010 are for the 5 year CD that has an interest rate of 3.01% with an APY of 3.06%. The 3 year CD has an interest rate of 2.12% and an APY of 2.14%. The one year CD has an interest rate of 1.25% and an APY of 1.26%, and the 3 month CD has an interest rate of 0.75% with an APY of 0.75%. A deposit of $1500 is required.

Now that there is a bench mark to follow, a closer look at other financial institutions is needed. The Tulsa Teachers Credit Union has some great rates for its members. They offer a 6 month CD with an APY of 1.35%. The 12 month CD has an APY of 1.45%. The 18 month CD has an APY of 1.55%. Presently, there is a promotional 20 month CD with an APY of 1.95%. The 36 month CD has an AY of 2.40%. All of these require a minimum of$1000 deposit and the rates were posted on June 9, 2010.

Park Sterling Bank is a small bank out of North Carolina. They are currently running a promotional 1 year CD with an APY of 1.75%. This rate requires a minimum deposit of $1000. The rate was posted on May 28, 2010 and was still available on June 9, 2010.

The Cleveland Bank is very competitive. They offer a 6 month CD with an APY of 1.30%. The 1 year CD has an APY of 1.50%. The 18 month CD has an APY of 1.65%, and the 2 year CD has an APY of 1.80%. These require a minimum deposit of $2500. These rates were posted on December 1, 2009 and were still current as of June 9, 2010.

These are the best June CD rates 2010 that could be found from the financial institutions’ home web sites. There are other rates that appear to be higher, but finding posted on the banks sites is another matter.

For additional resources about CDs on this website, please view Bank United CD Rates.

For another source of financial information, please view Cleveland Bank CD Rates that is available on our sister website of onlinebanksblog.com. For another set of rates, please view North American Savings Bank CDs on bestcdratestoday.com.

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name.  

The BankUnited CD rates are from a bank that was created in May of 2009 from the ashes of the failed BankUnited FSB that was closed by the FDIC in May of 2009. Today, this is a privately held financial institution with $11 billion in assets and 75 branch offices in 13 counties in Florida.

The current bank CD rates from BankUnited are as follows. The 60 month CD has an interest rate of 2.95% and an APY of 3.00%. The 48 month CD has an interest rate of 2.46% and an APY of 2.50%. The 36 month CD has an interest rate of 2.22% and an APY of 2.25%. The 24 month CD has an interest rate of 1.58% and an APY of 1.60%. The 12 month CD has an interest rate of 1.19% and an APY of 1.20%.

The minimum deposit for each of the CDs is $5000. The interest for each CD is compounded daily. For the CD to earn the full APY, the principal and interest must remain on deposit for the full term of the CD. There are also substantial penalties for early withdraw of any amount of the principals, but not with the interest. Although it is possible to withdraw the interest without penalty, the APY will be altered.

At this time, it is only possible to open a CD with BankUnited at one of their 75 local branch offices. All deposits are insured by the FDIC and even if the bank fails, depositors will not lose their investments.

These BankUnited CD rates were posted on May 28, 2010 and were still current as of June 3, 2010.

For additional resources about CDs on this website, please view Compass CD Rates.

For another source of financial information, please view Denver Mortgage Rates that is available on our sister website of onlinebanksblog.com. For another set of rates, please view Best Oklahoma CD Rates on bestcdratestoday.com.

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name.

The Compass CD rates are from the 15^th largest bank in America on deposit market shares, and the third largest in Alabama, fourth in Texas, and fifth in Arizona. There are more than 720 branch offices in Alabama, Florida, California, Texas, Arizona, New Mexico, and Colorado.

The bank CD rates all require a minimum of $5000 to obtain the stated APYs. The 60 month CD has an interest rate of 2.469% and an APY of 2.50%. The 48 month CD has an interest rate of 2.078% and an APY of 2.10%. The 36 month CD has an interest rate of 1.637% and an APY of 1.65%. The 30 month CD has an interest rate of 1.292% and an APY of 1.30%. The 24 month CD has an interest rate of 1.094% and an APY of 1.10%.

The 18 month CD has an interest rate of 1.045% and an APY of 1.05%. The 12 month CD has an interest rate of 0.946% and an APY of 0.95%. The 9 month CD has an interest rate of 0.598% and an APY of 0.60%. The 6 month CD has an interest rate of 0.399% and an APY of 0.40%. The 3 month CD has an interest rate of 0.150% and an APY of 0.15%. The 1 month CD has an interest rate of 0.15% and an APY of 0.15%.

The bank’s website states the rates may vary from location to location, but at the present time all locations have the same rates. The Compass CD rates were posted on May 7, 2010 and were still current as of June 1, 2010. These rates are subject to change without notice.

For additional resources about CDs on this website, please view Huntington National Bank CD Rates.

For another source of financial information, please view Denver Mortgage Rates that is available on our sister website of onlinebanksblog.com. For another set of rates, please view Best Oklahoma CD Rates on bestcdratestoday.com.

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name.

The Huntington National Bank CD rates are from a central Ohio bank that has been serving the community for 143 years. Since their beginning, they have grown to not only serve Ohio but also Indiana, Kentucky, Michigan, Pennsylvania, and West Virginia. Today, there are over 600 branch offices and 1400 ATM machines.

The current bank CD rates for the 72 month CD has an interest rate of 2.01% and an APY of 2.03%. The 60 month CD has an interest rate of 1.65% and an APY of 1.66%. The 48 month CD has an interest rate of 1.29% and an APY of 1.30%. The 36 month CD has an interest rate of 1.07% and an APY of 1.08%. The 24 month CD has an interest rate of 0.85% and an APY of 0.85%. The 18 month CD has an interest rate of 0.68% and an APY of 0.68%. The 12 month CD has an interest rate of 0.51% and an APY of 0.51%. The 9 month CD has an interest rate of 0.46% and an APY of 0.46%. The 6 month CD has an interest rate of 0.31% and an APY of 0.31%.

This bank also has a 24 month Step CD. For the first 6 months, the interest rate is 1.55%, the second 6 months the interest rate of 1.65%, the third is 1.78%, and the fourth is 1.98%. The overall APY is 1.76%.

The 48 month Step CD has an interest rate of 1.05% for the first 12 months. The second 12 months, the interest rate is 1.45%, the third is 2.25%, and the fourth is 2.75%. The overall APY is 1.89%.

Each of the above CD requires a minimum deposit of $1000. These Huntington National Bank CD rates were posted on May 27, 2010 and were still current as of May 28, 2010.

For additional resources about CDs on this website, please view St. Louis CD Rates.

For another source of financial information, please view PNC Virtual Wallet Review that is available on our sister website of onlinebanksblog.com. For another set of rates, please view Sallie Mae CDs on bestcdratestoday.com.

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name.

The best St. Louis CD Rates are not from financial institutions downtown, but in the ones from the outlying metropolitan area.

One of these is the First Advantage Bank of St. Peters. To obtain the best rates from this bank you must also have an Advantage Checking account with a balance of $2500 or more. The 48 month CD has an interest rate of 2.53% and an APY of 2.55%. The 36 month CD has an interest rate of 2.46% and an APY of 2.48%. The 30 month CD has an interest rate of 2.08% and an APY of 2.10%.

The 24 month CD has an interest rate of 2.05% and an APY of 2.07%. The 18 month CD has an interest rate of 1.81% and an APY of 1.82%. The minimum deposit to obtain the APY is $500 and the rates were posted on May 6, 2010 and were still current as of May 19, 2010.

Home Federal Savings and Loan just across the river in Collinsville IL has been serving the community for 123 years. They have a 72 month CD with an interest rate of 2.68 and an APY of 2.75%. The 60 month CD has an interest rate of 2.44% and an APY of 2.50%. The 48 month CD has an interest rate of 2.39% and an APY of 2.45%.

The 36 month CD has an interest rate of 2.19% and an APY of 2.25%. The30 month CD has an interest rate of 2.10% and an APY of 2.15%. The 24 month CD has an interest rate of 1.95% and an APY of 2.00%. There is a minimum deposit of $1000 and the rates were posted on May 18, 2010 and were still current as of May 19, 2010.

The Community Bank of Fairview Heights is also just across the Mississippi. They offer a 55 month CD with an interest rate of 2.87% and an APY of 2.90%. The 49 month CD has an interest rate of 2.72% and an APY of 2.75% and an 18 month CD with an interest rate of 1.74% and an APY of 1.75%. The minimum deposit is $10,000. These rates were posted on May 6 2010 and were still current as of May 19, 2010.

All of these bank CD rates are current but subject to change without notice for the advertised St. Louis CD Rates.

For additional resources about CD’s on this website, please view Missouri CD Rates.

For another source of financial information please view Key Bank Online that is available on our sister website of onlinebanksblog.com. For another set of rates please view Bank America CD Rates on bestcdratestoday.com.

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name.

At present time the Missouri CD Rates are competitive or slightly lower than the national best. Below is a list of local banks from the state of Missouri.

The First Bank of Missouri was founded in 1963. This is an independently owned bank with 10 branch offices located in Gladstone, St. Joseph, Smithville, Liberty and Kansas City. Their 60 month and 48 month CD’s have an interest rate of 2.75% with an APY of 2.78%. The 36 month CD has an interest rate of 2.35% and an APY of 2.38%. The 24 month CD has an interest rate of 2.10% and an APY of 2.12%. The 12 month CD has an interest rate of 1.60% and an APY of 1.61%. The 6 month CD has an interest rate of 1.10% and an APY of 1.11%. There is a minimum deposit of $500 to open an account. IRA CD’s are available at the same rates. These rates were posted on May 4, 2010 and were still current as of May 18, 2010.

Pulaski Bank is another independent MO bank. This one was founded in 1922 in St. Louis. Today they have over $1 billion in assets and 400 full time employees. This bank only offers 2 CD’s. There is the 19 month CD with an interest rate of 1.49% and an APY of 15.0%. Then the 29 month CD with an interest rate of 1.99% and an APY of 2.00%. Both of these require a minimum posit of $2500. The rates were posted on April 16, 2010 and are still current as of May 18, 2010.

Old Missouri Bank located in Springfield is another independent bank. They were founded in 1999. With a minimum deposit of $1000 you may receive their CD rates. The 72, 60, 48 and 36 month CD’s all have an interest rate of 2.50% and an APY of 2.25%. These rates were posted on April 5, 2010 and are still current as of May 18, 2010.

All of these bank CD rates are subject to change without notice. These Missouri CD Rates are from the state that is the gateway to the west.

For additional resources about CD’s on this website, please view Best Bank CD Rates May 2010.

For another source of financial information please view Best Pennsylvania Credit Unions that is available on our sister website of onlinebanksblog.com. For another set of rates please view Best CD Rates in Cincinnati OH on bestcdratestoday.com.

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name.